reshape digital identity
Three Developments that will Reshape Digital Identity in 2019
In the short term, AI (non-linear) models will be used as a benchmark for explainable (linear) machine learning models. When validation data sets are run in parallel with linear and non-linear models and converge on same answer, the linear models can be used to approximate the decision from the neural network. Fraud, risk management and AML, CIP/KYC processes stand to benefit from this approach as compliance officers see the benefits of explainable and transparent machine learning models over their legacy, opaque and unwieldy rules-based systems.